AI-powered · Free to use · No signup

Your money,
finally honest.

Cashero tracks every dollar you log, flags when a category is bleeding you dry, and tells you exactly what to cut — in plain English, not dashboard jargon.

See all features
No account. No credit card. Works instantly in your browser.
cashero-app.vercel.app
PAYOUT
$4,000
This month's income
SPENT
$2,847
71.2% of income
SAVED
$1,153
28.8% rate · on track
Food & Dining
$640
Software & Tools
$440
Transport
$305
AI
Verdict: You're allocating 16% of income to software tools. That $440 includes 3 tools you haven't opened this month — cut them and pocket $87/mo.
⚡ Instant AI Parsing
🎯 Budget Alerts at 80% & 100%
🧠 Monthly AI Analysis
↺ Recurring Expense Tracker
🏆 Savings Goals
📊 Financial Health Score
📤 CSV Export
🔒 PIN Lock & Recovery
🌍 11 Global Currencies
📵 Offline-ready PWA
📋 Weekly Check-ins
🌙 Dark & Light Mode
⚡ Instant AI Parsing
🎯 Budget Alerts at 80% & 100%
🧠 Monthly AI Analysis
↺ Recurring Expense Tracker
🏆 Savings Goals
📊 Financial Health Score
📤 CSV Export
🔒 PIN Lock & Recovery
🌍 11 Global Currencies
📵 Offline-ready PWA
📋 Weekly Check-ins
🌙 Dark & Light Mode
Features

Everything a freelancer needs to stay in control

Built for freelancers who'd rather spend 30 seconds logging an expense than an hour untangling a spreadsheet at month-end.

🧠
AI that doesn't sugarcoat
Every month, Cashero reads your full spending history and delivers a verdict — brutally honest, region-aware, and specific to your categories.
THIS MONTH'S VERDICT
"You spent 32% of your income on food. Either you eat like a Michelin judge or you're stress-eating your savings. Either way, it ends now."
Cut Food 20%
Cancel 2 subs
Save $340 more
⚡
Log expenses in seconds
Type naturally or speak it. "Lunch $24 Nandos" — Cashero picks the category, amount, and date automatically. No menus to tap through.
Nandos lunch
Food & Dining
$24.00
GitHub Pro
Software & Tools
$4.00
Uber to client
Transport
$9.50
Spotify Premium
Entertainment
$11.99
"Add $49 software expense for Figma Pro"
🎯
Budgets that warn you before it's too late
Set spending limits per category. Get notified at 80% and 100%. End-of-month projections show if you're heading for trouble before you get there.
Food & Dining
84%
Software & Tools
55%
Transport
38%
Health
22%
📊
Financial health score
A live score from your savings rate, budget adherence, and category balance. One number that tells the full story.
0
SCORE
Savings rate 28%
Budget use 78%
Biggest risk Food
Trend Stable ↗
🏆
Savings goals you can actually track
Set a target, log your progress, watch the bar move. Deadlines keep you honest, and Cashero flags when you're falling behind.
Emergency fund
68%
$3,400 saved
$5,000 goal
New MacBook
41%
$820 saved
$2,000 goal
↺
Stop forgetting what you're paying for
Log subscriptions once. Cashero tracks them, reminds you before billing, and shows the annual total that's quietly bleeding you dry.
Figma Pro
monthly
$15/mo
Notion
monthly
$16/mo
Adobe CC
monthly
$55/mo
Annual bleed:
$1,032/yr
📋
Weekly check-ins that keep you honest
Every week, Cashero generates a short summary of how your spending is tracking — category by category. You see it the moment you open the app, not at the end of the month when the damage is already done.
📋 WEEK 2 CHECK-IN · JUNE 2026
You're 14 days into the month and already at 71% of your food budget. Software spending is steady at 55%. Transport is fine. At this pace, you'll overshoot food by $120 before the month closes — cut 3 meals out or cook more this week.
Food at risk
Software steady
On pace to save $900
How it works

Up and running in under a minute

No account setup. No onboarding wizard. Open the app and start logging.

01
Set your monthly payout
Enter what you earned this month. Cashero uses it as the baseline for every percentage, projection, and health score — without sending it anywhere.
💡
What's a payout? It's your monthly income — whether that's a client invoice, a payslip, or a transfer. You enter it manually so Cashero can show what percentage of it you're spending.
02
Log expenses as they happen
Type naturally, use voice input, or paste from a receipt. The AI categorizes it instantly across 9 categories. Takes under 5 seconds per entry.
💡
Best habit: Log right after you spend — not at the end of the day. A 5-second entry while the receipt is in your hand beats trying to reconstruct a week from memory.
03
Let AI show you what to cut
Run a full analysis any time. Cashero reads the whole month, identifies patterns, and gives you specific cuts with targets — not generic advice.
💡
Run it mid-month too. You don't have to wait for the 30th. A check-in on the 15th gives you two weeks to actually change something instead of just reading a post-mortem.
Privacy & Security

Your data never leaves your device

No server. No database. No account. Everything lives in your browser — and you can lock it behind a PIN.

💾
Local-only storage
All expenses, budgets, and goals live in your browser's localStorage. No backend receives your financial data — ever. Clearing your browser data is the only way to delete it.
🔐
PIN lock with recovery phrase
Enable a PIN to lock the app on your device. Your data is protected with a hashed key. If you forget the PIN, a recovery phrase lets you back in without losing anything.
📤
Export and own your data
Export everything to CSV any time. No vendor lock-in, no subscription required to get your own history out. It's your data — take it wherever you want.
Global

Built for freelancers everywhere

11 currencies with region-aware AI analysis. Cashero knows that a 30% food spend in Lagos hits differently than in London — and its advice reflects that.

$
USD
€
EUR
£
GBP
₹
INR
₦
NGN
¥
JPY
C$
CAD
A$
AUD
د.إ
AED
CHF
CHF
¥
CNY
0
spending categories, covering every corner of a freelancer's life
0
currencies — each with its own AI economic context
0%
of your financial data leaves your device
<5s
to log any expense with AI auto-categorization
FAQ

Questions you probably have

Do I need to create an account?
No. Cashero runs entirely in your browser with no account, no email, and no signup. Open the app and start immediately. Your data is saved locally on your device.
Is my financial data safe?
Yes. Everything is stored in your browser's localStorage — no server ever receives your expenses, budgets, or payouts. You can also enable a PIN lock with a recovery phrase for extra protection.
Does it work without internet?
Yes. Cashero is a Progressive Web App (PWA) and caches itself for offline use. You can log expenses, view your dashboard, and check budgets without a connection. AI analysis requires internet.
What is a "payout" in the app?
Your payout is your monthly income — a client payment, a salary transfer, or any money that came in. You enter it manually at the start of each month. Cashero uses it to calculate your savings rate, spending percentages, and health score.
What if I use it on multiple devices?
Since data is stored locally, each device has its own separate data. You can export a CSV from one device and use it as a reference on another. Cross-device sync is not currently available.
Is Cashero really free?
Yes, completely. There is no paid plan, no trial period, and no hidden upgrade wall. The AI analysis features are included at no cost.
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